How It Works
CashUSLoans.com is a lending network, NOT a direct lender. After you have submitted your application via CashUSLoans’s secure site, we present your application to our large network of lenders. If we successfully find a matching lender based on your information and the lender’s requirements, we will redirect you to loan terms on the lender’s website. At this point, you have not entered into any agreement with the lender and you are under no obligation to repay money.
On the lender’s website, carefully review the terms and conditions of the loan agreement. The contract should state the repayment schedule, fees and the APR of the loan.
This is how our loan process works:
- Fill out our easy, 1-step online loan application.
- We instantly contact lenders, presenting your application. You receive a loan decision within minutes.
- We redirect you to the lender’s website. Review and sign the loan agreement. If you don’t like the terms, don’t accept and you have no obligation to repay any money.
- Once the contract is signed and finalized, money is deposited into your bank account.
Your personal information is private and secure. Questions about loan repayments, schedule or fees should be directed at your lender. CashUSLoans.com will not be able to provide information regarding loan repayment, fees, repayments schedules or other loan related information.
Frequently Asked Questions
What is a Payday Loan or Cash Advance?
A payday loan provides you with an unsecured, short-term cash advance until your payday. Customers choose payday loans to cover small, unexpected expenses while avoiding costly bounced-check fees and late payment penalties. With Cash US Loans you can apply for a payday loan online and have your advance electronically deposited to your checking or savings account.
What can a Payday Loan be used for?
The money can be used for any purpose – to pay bills, buy something, have a great weekend, it’s up to you! You won’t be asked!
How much will the loan cost?
The cost of the loan and APR depends on information in your application. The terms are disclosed in the application process when you are directed to the lender’s loan agreement. If, when the terms are disclosed, they are not acceptable to you, do not sign the application. At this point you have NOT accepted the loan.
How much can I receive?
Your first loan is based upon the information you provide in your membership application. You can borrow an amount up to $1500. After successful repayment of your payday loan, we may raise your loan amount on any future loans.
What about qualifying?
Qualifying for a payday loan is easier than qualifying for traditional credit. Cash US Loans does not perform credit checks. You only need to meet the following requirements:
- Currently have a job (or receive regular income)
- Make at least $1000 per month
- Are 18 years of age or older and a U.S. citizen
- Have checking account or savings account with direct deposit
What if I have bad credit?
Bad credit will not prevent you from receiving a payday loan at Cash US Loans. Our friendly managers will work with you, even if you have already been turned down by other lenders.
So.. all you need to do is complete the payday loan form, and soon enough you can have the cash you need to take care of whatever you want. There’s nothing to mail in, nothing to fax and nothing to worry about!
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